Collision insurance: This coverage can help cover damage to your own vehicle that you sustained in a wreck.

Comprehensive insurance: This coverage can help pay for damage from non-accident mishaps, such as weather damage, fires, theft, vandalism or similar accidents.

Custom parts coverage:This covers additional features not included by the manufacturer you add to customize your vehicle. Some commercial vehicles, such as limos, might have a high degree of customization. 

Hired and non-owned auto liability insurance: This coverage extends to vehicles used for business purposes but not owned by the business. These might include employees’ personal cars they use for work purposes or vehicles you rent or hire to use temporarily.

Liability insurance: When an accident is deemed your fault, this coverage can help you pay for the damage you do to others (like other drivers) who weren’t in the car with you. Bodily injury liability coveragehelps pay for third-party medical bills and sometimes for death benefits, while property damage liability coverage pays for damage to the other party’s property.

Personal injury protection: This coverage can help pay your medical billsif you get hurt in an accident. Sometimes, it will cover other losses, such as lost income.

Uninsured and underinsured motorist insurance: This coverage helps protect against damage caused by someone else who doesn’t have appropriate liability coverage. If you are the victim of a hit-and-run, for example, then this coverage may pay for the damageto your car.

$30,000 in bodily injury liability per person

$60,000 in bodily injury liability per accident

$25,000 in property damage liability per accident

$30,000 in uninsured motorist coverage per person

$60,000 in uninsured motorist coverage per accident