Home Insurance in Jacksonville, NC

Your home serves as both a sanctuary for your family and a significant financial investment. Home insurance helps ensure your investment stays secure even when unexpected financial events occur. At Ashlie Fortune Insurance LLC, we understand what Jacksonville homeowners need and can help you find coverage that fits your situation.

What Is Home Insurance and Why Is It Important?

Home insurance is designed to offer financial support when various situations affect your property. Without adequate home insurance, homeowners could be at risk of devastating financial consequences. For example, you might need to pay out of pocket for storm damage repairs, temporary housing costs during repairs or legal expenses if someone is injured on your property. Overall, home insurance helps prevent these scenarios by offering financial assistance when you need it most.

What Coverages Does Home Insurance Include?

What home insurance covers will vary depending on your needs and preferences; however, they may commonly include the following coverages:

• Dwelling coverage may help pay for repairs or rebuilding if a covered event damages your home.

• Personal property coverage may assist in replacing belongings like furniture, electronics and clothing if they're damaged or stolen.

• Liability coverage may help with expenses if someone is injured on your property and you're found responsible.

• Other structures coverage may help with repairs to detached buildings like garages or sheds.

• Loss of use coverage may help with temporary living expenses if your home becomes uninhabitable due to a covered loss.

• Medical payments coverage may assist with smaller medical bills for guests injured on your property, regardless of fault.

Contact Ashlie Fortune Insurance LLC today to explore home insurance options that fit your Jacksonville property needs. Our experienced team understands North Carolina insurance requirements and can help you find coverage that aligns with your situation. Let us help you secure the right policy for your peace of mind.